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When making a property insurance claim, many insurance companies require policyholders to obtain three separate quotes for the repair works. These quotes are often compared against builders’ or decorators’ prices and, in many cases, assessed using free third-party estimating services. Insurers may also push the use of their own nominated contractors to carry out the repairs, even though these contractors are external parties working on the insurer’s behalf.
While this process helps insurers control costs, it can limit the policyholder’s choice and may not always reflect the true scope or quality of work required. What many people are unaware of is that, as a policyholder, you have the right to choose who carries out the repair works to your property. You are not obligated to accept the insurer’s nominated contractor.
At RM Decor Solutions, we can provide a detailed and professional estimate for your insurance claim. Our estimate includes a site visit, full assessment of the damage, preparation of a comprehensive estimate, and a clear scope of works. There is a £300 fee for this service, which covers our time and expertise. Should RM Decor Solutions be awarded the works, this fee will be fully refunded to the customer.
Choosing an independent contractor ensures transparency, accuracy, and peace of mind throughout your claim. Contact Us to discsuss your claim.